A$720,000 Stamp Duty & Mortgage Calculator in Victoria (Melbourne) (2026)
Purchasing a A$720,000 property in Victoria (Melbourne), Australia incurs A$37,440 in Victoria (VIC) Transfer Stamp Duty (5.20%) plus A$2,400 in legal/registration fees. With a 20% deposit (A$144,000) and a 25-year home loan at 6.15%, your monthly repayment is A$3,764/month.
Monthly Repayment (25Y)
A$3,764/mo
Loan: A$576,000 @ 6.15%
Stamp Duty / BSD / DLD
A$37,440
5.20% Effective Duty
20% Deposit
A$144,000
+ Legal: A$2,400
Total Upfront Cash
A$183,840
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Victoria (Melbourne))
| Property Purchase Price | A$720,000 |
| Victoria (VIC) Transfer Stamp Duty | A$37,440 |
| Conveyancing, Legal & Title Registration | A$2,400 |
| Total Upfront Cash Required (20% Deposit + Duty) | A$183,840 |
| Monthly Principal & Interest (25Y @ 6.15%) | A$3,764 / month |
| Total Interest Payable Over Loan Term | A$553,251 |
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