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Home โ€บ Stamp Duty & Mortgage โ€บ A$3,260,000 in Victoria (Melbourne)

A$3,260,000 Stamp Duty & Mortgage Calculator in Victoria (Melbourne) (2026)

Purchasing a A$3,260,000 property in Victoria (Melbourne), Australia incurs A$169,520 in Victoria (VIC) Transfer Stamp Duty (5.20%) plus A$2,400 in legal/registration fees. With a 20% deposit (A$652,000) and a 25-year home loan at 6.15%, your monthly repayment is A$17,043/month.

Monthly Repayment (25Y)
A$17,043/mo
Loan: A$2,608,000 @ 6.15%
Stamp Duty / BSD / DLD
A$169,520
5.20% Effective Duty
20% Deposit
A$652,000
+ Legal: A$2,400
Total Upfront Cash
A$823,920
Deposit + Stamp Duty + Legal

Itemized Stamp Duty & Mortgage Breakdown (Victoria (Melbourne))

Property Purchase PriceA$3,260,000
Victoria (VIC) Transfer Stamp DutyA$169,520
Conveyancing, Legal & Title RegistrationA$2,400
Total Upfront Cash Required (20% Deposit + Duty)A$823,920
Monthly Principal & Interest (25Y @ 6.15%)A$17,043 / month
Total Interest Payable Over Loan TermA$2,504,997

Compare Other Property Prices in Victoria (Melbourne)