HK$4,000,000 Stamp Duty & Mortgage Calculator in Hong Kong Island (Central & Admiralty) (2026)
Purchasing a HK$4,000,000 property in Hong Kong Island (Central & Admiralty), Hong Kong incurs HK$150,000 in Hong Kong Ad Valorem Stamp Duty (AVD) (3.75%) plus HK$15,000 in legal/registration fees. With a 20% deposit (HK$800,000) and a 25-year home loan at 4.12%, your monthly repayment is HK$17,104/month.
Monthly Repayment (25Y)
HK$17,104/mo
Loan: HK$3,200,000 @ 4.12%
Stamp Duty / BSD / DLD
HK$150,000
3.75% Effective Duty
20% Deposit
HK$800,000
+ Legal: HK$15,000
Total Upfront Cash
HK$965,000
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Hong Kong Island (Central & Admiralty))
| Property Purchase Price | HK$4,000,000 |
| Hong Kong Ad Valorem Stamp Duty (AVD) | HK$150,000 |
| Conveyancing, Legal & Title Registration | HK$15,000 |
| Total Upfront Cash Required (20% Deposit + Duty) | HK$965,000 |
| Monthly Principal & Interest (25Y @ 4.12%) | HK$17,104 / month |
| Total Interest Payable Over Loan Term | HK$1,931,058 |
Compare Other Property Prices in Hong Kong Island (Central & Admiralty)
HK$3,750,000 in Hong Kong Island (Central & Admiralty)HK$3,800,000 in Hong Kong Island (Central & Admiralty)HK$3,850,000 in Hong Kong Island (Central & Admiralty)HK$3,900,000 in Hong Kong Island (Central & Admiralty)HK$3,950,000 in Hong Kong Island (Central & Admiralty)HK$4,050,000 in Hong Kong Island (Central & Admiralty)HK$4,100,000 in Hong Kong Island (Central & Admiralty)HK$4,150,000 in Hong Kong Island (Central & Admiralty)HK$4,200,000 in Hong Kong Island (Central & Admiralty)HK$4,250,000 in Hong Kong Island (Central & Admiralty)