A$500,000 Stamp Duty & Mortgage Calculator in ACT (Canberra) (2026)
Purchasing a A$500,000 property in ACT (Canberra), Australia incurs A$17,000 in Australian Capital Territory Transfer Stamp Duty (3.40%) plus A$2,400 in legal/registration fees. With a 20% deposit (A$100,000) and a 25-year home loan at 6.15%, your monthly repayment is A$2,614/month.
Monthly Repayment (25Y)
A$2,614/mo
Loan: A$400,000 @ 6.15%
Stamp Duty / BSD / DLD
A$17,000
3.40% Effective Duty
20% Deposit
A$100,000
+ Legal: A$2,400
Total Upfront Cash
A$119,400
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (ACT (Canberra))
| Property Purchase Price | A$500,000 |
| Australian Capital Territory Transfer Stamp Duty | A$17,000 |
| Conveyancing, Legal & Title Registration | A$2,400 |
| Total Upfront Cash Required (20% Deposit + Duty) | A$119,400 |
| Monthly Principal & Interest (25Y @ 6.15%) | A$2,614 / month |
| Total Interest Payable Over Loan Term | A$384,202 |