埼玉県 (Saitama)・3500万円の不動産購入諸費用＆住宅ローン返済額 (2026年)
Purchasing a ¥35,000,000 property in Saitama, Japan incurs ¥1,050,000 in 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) (3.00%) plus ¥350,000 in legal/registration fees. With a 20% deposit (¥7,000,000) and a 25-year home loan at 1.88%, your monthly repayment is ¥117,050/month.
Monthly Repayment (25Y)
¥117,050/mo
Loan: ¥28,000,000 @ 1.88%
Stamp Duty / BSD / DLD
¥1,050,000
3.00% Effective Duty
20% Deposit
¥7,000,000
+ Legal: ¥350,000
Total Upfront Cash
¥8,400,000
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Saitama)
| Property Purchase Price | ¥35,000,000 |
| 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) | ¥1,050,000 |
| Conveyancing, Legal & Title Registration | ¥350,000 |
| Total Upfront Cash Required (20% Deposit + Duty) | ¥8,400,000 |
| Monthly Principal & Interest (25Y @ 1.88%) | ¥117,050 / month |
| Total Interest Payable Over Loan Term | ¥7,115,074 |