埼玉県 (Saitama)・2200万円の不動産購入諸費用＆住宅ローン返済額 (2026年)
Purchasing a ¥22,000,000 property in Saitama, Japan incurs ¥660,000 in 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) (3.00%) plus ¥350,000 in legal/registration fees. With a 20% deposit (¥4,400,000) and a 25-year home loan at 1.88%, your monthly repayment is ¥73,574/month.
Monthly Repayment (25Y)
¥73,574/mo
Loan: ¥17,600,000 @ 1.88%
Stamp Duty / BSD / DLD
¥660,000
3.00% Effective Duty
20% Deposit
¥4,400,000
+ Legal: ¥350,000
Total Upfront Cash
¥5,410,000
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Saitama)
| Property Purchase Price | ¥22,000,000 |
| 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) | ¥660,000 |
| Conveyancing, Legal & Title Registration | ¥350,000 |
| Total Upfront Cash Required (20% Deposit + Duty) | ¥5,410,000 |
| Monthly Principal & Interest (25Y @ 1.88%) | ¥73,574 / month |
| Total Interest Payable Over Loan Term | ¥4,472,332 |