宮城県 (仙台)・4600万円の不動産購入諸費用＆住宅ローン返済額 (2026年)
Purchasing a ¥46,000,000 property in Miyagi (Sendai), Japan incurs ¥1,380,000 in 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) (3.00%) plus ¥350,000 in legal/registration fees. With a 20% deposit (¥9,200,000) and a 25-year home loan at 1.88%, your monthly repayment is ¥153,837/month.
Monthly Repayment (25Y)
¥153,837/mo
Loan: ¥36,800,000 @ 1.88%
Stamp Duty / BSD / DLD
¥1,380,000
3.00% Effective Duty
20% Deposit
¥9,200,000
+ Legal: ¥350,000
Total Upfront Cash
¥10,930,000
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Miyagi (Sendai))
| Property Purchase Price | ¥46,000,000 |
| 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) | ¥1,380,000 |
| Conveyancing, Legal & Title Registration | ¥350,000 |
| Total Upfront Cash Required (20% Deposit + Duty) | ¥10,930,000 |
| Monthly Principal & Interest (25Y @ 1.88%) | ¥153,837 / month |
| Total Interest Payable Over Loan Term | ¥9,351,241 |
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