京都府 (Kyoto)・11300万円の不動産購入諸費用＆住宅ローン返済額 (2026年)
Purchasing a ¥113,000,000 property in Kyoto, Japan incurs ¥3,390,000 in 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) (3.00%) plus ¥350,000 in legal/registration fees. With a 20% deposit (¥22,600,000) and a 25-year home loan at 1.88%, your monthly repayment is ¥377,905/month.
Monthly Repayment (25Y)
¥377,905/mo
Loan: ¥90,400,000 @ 1.88%
Stamp Duty / BSD / DLD
¥3,390,000
3.00% Effective Duty
20% Deposit
¥22,600,000
+ Legal: ¥350,000
Total Upfront Cash
¥26,340,000
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Kyoto)
| Property Purchase Price | ¥113,000,000 |
| 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) | ¥3,390,000 |
| Conveyancing, Legal & Title Registration | ¥350,000 |
| Total Upfront Cash Required (20% Deposit + Duty) | ¥26,340,000 |
| Monthly Principal & Interest (25Y @ 1.88%) | ¥377,905 / month |
| Total Interest Payable Over Loan Term | ¥22,971,526 |